FAQs
Estate planning raises important questions. Below are answers to some of the most common concerns I hear from clients.
Do I need an estate plan if I'm not wealthy?
Yes. Estate planning is not about how much you have; rather, it is about making sure your loved ones are protected and your wishes are carried out.
If you have children, own a home, or want to avoid burdening your family with court and confusion, a plan matters.
What is the difference between a will and a trust?
A will directs how your assets are distributed after your death and typically requires probate.
A trust can allow your assets to be managed during your lifetime and distributed without court involvement, while also providing more flexibility and privacy.
The right choice depends on your goals and your situation.
Do I need a trust in California?
It depends on your assets and your goals.
In California, probate can be time-consuming and expensive. Many families use a revocable living trust to avoid probate and make things easier for their loved ones.
That said, not everyone needs a trust. We evaluate your situation and help you choose the right approach.
Will my family have to go through probate?
It depends on how your assets are owned and whether you have a trust.
Many families use trusts and proper titling to avoid probate, but not all situations require it. This is something we evaluate together.
What happens if I become incapacitated?
Without proper planning, your family may need to go to court to manage your finances or make medical decisions.
A comprehensive plan includes documents that allow trusted individuals to step in and act on your behalf.
How do I choose a guardian for my children?
Choosing a guardian is one of the most important decisions you will make, and for many parents, one of the hardest. A helpful way to approach it is to:
- Start with a broad list of people who could provide a safe, loving home
- Identify what matters most to you (values, parenting style, stability, location, and other factors)
- Narrow your list based on those priorities
- Consider who is most likely to provide the kind of environment you would want for your children
It is also important to remember that the guardian does not have to manage the finances. You can appoint a separate trustee to handle assets, which often gives families more flexibility in choosing the right people for each role.
Ultimately, there is rarely a perfect choice. The goal is to make a thoughtful, intentional decision rather than leaving it to a court.
Should I put my child on title to my home or other assets?
In most cases, no. Adding a child to title can create unintended consequences, including:
- Property tax reassessment under California law
- Exposure to your child's creditors or divorce
- Loss of control over the asset
- Complications if circumstances change
There are usually better ways to transfer assets that provide more protection and flexibility.
Can I create a plan on my own using an online form?
You can, but many DIY plans fail when they are needed most.
Estate planning is not just about documents. It involves understanding your assets, coordinating beneficiary designations, and making sure your plan actually works in the real world.
How often should I update my estate plan?
You should review your plan regularly and update it after major life events such as:
- A significant life change, such as marriage or divorce, the birth of a child, or moving to a new state
- Significant changes in assets
- Changes in the law
What does estate planning cost?
Costs vary depending on the complexity of your situation and the type of plan you need.
I use a flat-fee structure so you know what to expect. We can discuss options during your initial call.
Do you help with special needs planning?
Yes. Planning for a loved one with special needs requires careful coordination to provide support while preserving eligibility for benefits when appropriate.
What is the first step?
We begin with a short introductory call to understand your situation and determine next steps.